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Friday, 15 July 2016
CHARITY?
CAN YOU INVEST N6,600 IN LIVES OF HUNGRY CHILDREN?
CAN YOU ENCOURAGE YOUR RICH FRIENDS TO DO SAME?
CAN YOU TAKE THIS GOSPEL OF DONATION TO YOUR
IMMEDIATE & EXTENDED FAMILIES
CHURCHES
MOSQUES
OFFICES
TRADITIONAL GATHERINGS
EVERYWHERE
AND AS YOU DO THIS
YOU AND THE DONORS
EARNINGS:
Referal Bonus:N1,320 per N6,600 × (N6,600×2,3,4etc)
Stage Earnings:
Stage1 N9,570
Stage2 N165,000 +Apple iPad or HP laptop
Stage 3 N445,000+ 5% of bonus of each member of your team who completes stage 2 + Hyndra Jeep + Empowerment of 2 people you recommend gets N165,000 each + A holiday in Dubai (feeding, accommodation and flight funded by helpinghandsinternational)
Stage 4 N990,000 + Hyndra Jeep + non interest loan of N1.980M + you recommend an Orphanage for empowerment
Stage 5 N1.980M+ N6.6M (for Housing fund)
Yearly Salary N825,000
Yearly Vacation
Sponsor your 2 kids education
Loan of N7.260,000
With all these BENEFITS FOR YOU AND YOUR DONORS
WILL YOU WANT TO BE A VOICE TO THE NEEDY?
Monday, 4 July 2016
How to Build a Network marketing Business 2
Having spent some years in the Network Marketing industry now, I've done a lot of things right and just as many things wrong.
I want to share some valuable tips I learned during the past years, so you don't have to make the same mistakes I did. Most of these lessons were learned through trial and error. The other lessons were learned from my mentors.
For the purpose of this article, I want to share the top 10 most common mistakes made in network marketing. Some of these things are common sense and other things are a little bit more complex. They are listed in no particular order. Let's get started.
#1. Lying to or Hyping Up Your Prospects ❌
Never, ever lie to your prospects. Don't mislead them when you approach them. Never make them think you are offering them a job. Never invite them to a party or event and then have a business opportunity meeting instead. Never lie about how much money you make in the business.
Be honest with your prospects at all times, no matter what. Never tell them what you think they want to hear. Do the right thing even if it means you lose some of your prospects.
#2 Promoting Multiple MLM Companies at the Same Time ❌
Don't promote two different MLM Companies at the same time. For most people this is not a very good option (there might be a few rare cases where it works). Your prospects and team members will be confused if you promote two different companies at once. Instead, find a good company you are passionate about and focus on that company.
I'm not saying you can't have other income streams. You should. But let your other income streams be something different from a second MLM Company.
#3 Switching Companies Often ❌
Don't be the person that jumps from company to company every few months. Don't be a MLM Junkie. Find a company you are passionate about and stick with it for the long haul: at least five to ten years. You will be glad that you did.
When you jump around you lose credibility and you lose momentum. It's hard starting over. It's hard to rebuild the momentum. Know right now that there is no shiny object or easy company. Building a successful business of any kind is hard work!
#4 Buying Leads ❌
In most cases, buying leads is a waste of time and money. Yes, there are a few distributors in our industry who build their business with purchased leads, but for most folks it isn't a very good option (unless you have good phone skills and love rejection).
Learn how to generate your own leads. Take the time to study marketing. Learn social media tactics, pay per click, solo ads, newspaper ads, direct mail, and other lead generation techniques. It will be money well spent. Without a constant flow of new leads your business is doomed.
#5 Not Working the Numbers ❌
Selling is a numbers game. So is MLM. At the end of the day you have to share your products and business opportunity with hundreds of people, maybe even thousands of people, in order to find your customers, distributors and leaders.
If you don't work the numbers, you will fail. Not everyone you talk to will be interested in what you have to offer, but if you talk to enough people you will find enough interested people.
Make a commitment to talk to 2, 3, 5, 10 or even more people every day, no matter what. Do that for a few short years and you will have a huge team. Learn more about working the numbers.
#6. Trying to be a Lone Wolf ❌
This is another common mistake that I see a lot of network marketers make. Don't reinvent the wheel. Follow your upline's lead. Follow their system. By all means, use your ingenuity, talents and abilities to build your network marketing business. But if you ever have a problem and need help, consult with your upline.
You don't have to figure everything out on your own. Remember, your upline works for you, not the other way around. This business is meant to be a team sport, not a one person operation.
#7. Trying to Recruit the Wrong People ❌
Don't make the mistake of trying to recruit the people who NEED the business opportunity. Broke, unemployed, and disgruntled people are not your best prospects. They don't want the business opportunity (or any opportunity) and they couldn't afford it anyway.
Rather than prospecting your unemployed Uncle Bill, it would be a much wiser idea to prospect successful people, such as successful entrepreneurs, sales people, business folks, realtors and other people who have already achieved success in life.
You want people who are accustomed to merit based pay and commissioned based pay. These are your best prospects anyway. These are the folks who are always looking for new money making ideas and income streams. Learn more about your ideal prospects.
#8. Not Helping Your Team Succeed ❌
As you sponsor people into the business, you need to take some time to help them get started right. Not everyone will let you help them, but work with the willing.
Teach your new members the ropes, so they know what to do and can be functional on their own. Don't be so busy mass recruiting people that people quit just as fast as you sponsor them.
There is nothing wrong with recruiting a lot of people AS LONG AS you take the time to help them get started right. Once you have FIVE serious people, spend most of your time working in depth.
#9. Treating Your Business Like a Hobby ❌
Most Network Marketers who join the industry don't treat their business like a real business. Most of these folks have never owned a business before so they don't even know what it means.
If you ever want to be successful in network marketing, you need to schedule business hours and work your business every single week. If you only work an hour a week, or take a couple weeks off, don't expect much to happen in your business.
I like to tell people to treat their business like they do their job. Show up every day, be consistent and work hard and good things will happen. You get out what you put in.
#10. Not Being Product Focused ❌
The sooner you realize this lesson the better. You NEED to be product focused. Most folks are not interested in joining a MLM Company, but many of these same folks will become paying customers if they like the products. Lead with the products and you will convert more people into customers and distributors and create more volume in your business. Find loyal product users.
This will lead to repeat orders and many of these folks will eventually become good distributors. If you just talk about your business opportunity you won't do very well.
Final Thoughts
In summary, these are the top 10 mistakes made in network marketing as I see it. Do yourself a favour and evaluate yourself in each area, so you can make improvements in your business.
You will be glad that you did.
Having spent some years in the Network Marketing industry now, I've done a lot of things right and just as many things wrong.
I want to share some valuable tips I learned during the past years, so you don't have to make the same mistakes I did. Most of these lessons were learned through trial and error. The other lessons were learned from my mentors.
For the purpose of this article, I want to share the top 10 most common mistakes made in network marketing. Some of these things are common sense and other things are a little bit more complex. They are listed in no particular order. Let's get started.
#1. Lying to or Hyping Up Your Prospects ❌
Never, ever lie to your prospects. Don't mislead them when you approach them. Never make them think you are offering them a job. Never invite them to a party or event and then have a business opportunity meeting instead. Never lie about how much money you make in the business.
Be honest with your prospects at all times, no matter what. Never tell them what you think they want to hear. Do the right thing even if it means you lose some of your prospects.
#2 Promoting Multiple MLM Companies at the Same Time ❌
Don't promote two different MLM Companies at the same time. For most people this is not a very good option (there might be a few rare cases where it works). Your prospects and team members will be confused if you promote two different companies at once. Instead, find a good company you are passionate about and focus on that company.
I'm not saying you can't have other income streams. You should. But let your other income streams be something different from a second MLM Company.
#3 Switching Companies Often ❌
Don't be the person that jumps from company to company every few months. Don't be a MLM Junkie. Find a company you are passionate about and stick with it for the long haul: at least five to ten years. You will be glad that you did.
When you jump around you lose credibility and you lose momentum. It's hard starting over. It's hard to rebuild the momentum. Know right now that there is no shiny object or easy company. Building a successful business of any kind is hard work!
#4 Buying Leads ❌
In most cases, buying leads is a waste of time and money. Yes, there are a few distributors in our industry who build their business with purchased leads, but for most folks it isn't a very good option (unless you have good phone skills and love rejection).
Learn how to generate your own leads. Take the time to study marketing. Learn social media tactics, pay per click, solo ads, newspaper ads, direct mail, and other lead generation techniques. It will be money well spent. Without a constant flow of new leads your business is doomed.
#5 Not Working the Numbers ❌
Selling is a numbers game. So is MLM. At the end of the day you have to share your products and business opportunity with hundreds of people, maybe even thousands of people, in order to find your customers, distributors and leaders.
If you don't work the numbers, you will fail. Not everyone you talk to will be interested in what you have to offer, but if you talk to enough people you will find enough interested people.
Make a commitment to talk to 2, 3, 5, 10 or even more people every day, no matter what. Do that for a few short years and you will have a huge team. Learn more about working the numbers.
#6. Trying to be a Lone Wolf ❌
This is another common mistake that I see a lot of network marketers make. Don't reinvent the wheel. Follow your upline's lead. Follow their system. By all means, use your ingenuity, talents and abilities to build your network marketing business. But if you ever have a problem and need help, consult with your upline.
You don't have to figure everything out on your own. Remember, your upline works for you, not the other way around. This business is meant to be a team sport, not a one person operation.
#7. Trying to Recruit the Wrong People ❌
Don't make the mistake of trying to recruit the people who NEED the business opportunity. Broke, unemployed, and disgruntled people are not your best prospects. They don't want the business opportunity (or any opportunity) and they couldn't afford it anyway.
Rather than prospecting your unemployed Uncle Bill, it would be a much wiser idea to prospect successful people, such as successful entrepreneurs, sales people, business folks, realtors and other people who have already achieved success in life.
You want people who are accustomed to merit based pay and commissioned based pay. These are your best prospects anyway. These are the folks who are always looking for new money making ideas and income streams. Learn more about your ideal prospects.
#8. Not Helping Your Team Succeed ❌
As you sponsor people into the business, you need to take some time to help them get started right. Not everyone will let you help them, but work with the willing.
Teach your new members the ropes, so they know what to do and can be functional on their own. Don't be so busy mass recruiting people that people quit just as fast as you sponsor them.
There is nothing wrong with recruiting a lot of people AS LONG AS you take the time to help them get started right. Once you have FIVE serious people, spend most of your time working in depth.
#9. Treating Your Business Like a Hobby ❌
Most Network Marketers who join the industry don't treat their business like a real business. Most of these folks have never owned a business before so they don't even know what it means.
If you ever want to be successful in network marketing, you need to schedule business hours and work your business every single week. If you only work an hour a week, or take a couple weeks off, don't expect much to happen in your business.
I like to tell people to treat their business like they do their job. Show up every day, be consistent and work hard and good things will happen. You get out what you put in.
#10. Not Being Product Focused ❌
The sooner you realize this lesson the better. You NEED to be product focused. Most folks are not interested in joining a MLM Company, but many of these same folks will become paying customers if they like the products. Lead with the products and you will convert more people into customers and distributors and create more volume in your business. Find loyal product users.
This will lead to repeat orders and many of these folks will eventually become good distributors. If you just talk about your business opportunity you won't do very well.
Final Thoughts
In summary, these are the top 10 mistakes made in network marketing as I see it. Do yourself a favour and evaluate yourself in each area, so you can make improvements in your business.
You will be glad that you did.
Saturday, 2 July 2016
HOW TO BUILD A NETWORK MARKETING BUSINESS
Network marketing Business.
This is made up of sub branches
-meeting people or lead generation
- building relationships/follow up or Prospecting
-selling your business
-team building
-leadership
You must not neglect any of these aspects.
Lead generation/meeting people:
To effectively prospect, you have to make yourself great in RELATIONSHIP BUILDING
You don't just want to sell a business idea alone, you want to be heard, you want to be listened to.
To do this you have to first listen and hear the mind of your prospect.
Doing this you will gain two things,
1. Their attention
2. The ability to speak to their sub conscious mind
Make it a goal to constantly meet new people, make new friends.
Facebook has made it so easy by suggesting people you may know. ADD FRIENDS. Be it on facebook or in the real world. Make sure to keep expanding your circle of influence.
The more people you know, the more your chances of getting more people into your network.
Give out your business idea as a suggestion. Allow your prospects think about it, then FOLLOW UP
Don't make it be all about Business talk to them about their personal lives, Build relationship
Assuming a prospect has two or more people calling on him to register, chances are that he will register with the one who shows more desire in his welfare.
People don't CARE what you know till they know that you CARE. BUILD RELATIONSHIP
Team Building
Make sure you don't just get people registered and continue HUSTLING for more people.
If you employ this strategy, you will wear yourself out and you will be no different from a sales person.
Remember, you are building a network. The power of your potential net-worth lies in your network.
They say that the strength of a chain lies in its weakest point. And the same is true about your network
One of the keys to success is never giving up, being determined.
So what do you do when a member of your network starts giving up and becomes inactive.
You encourage them
And please NEVER scold a downline who is inactive
Motivate your inactive downlines.
For your motivation to be highly effective, you must first find out the cause of their inactivity
It's not all about the rewards they stand to gain. It's about giving them the right attitude which they will duplicate in their own downlines. The attitude of never giving up.
You also have to never give up on them.
Motivate them
They cannot find a prospect and you have two who seem interested, link one through them. Engage them
At least during the process of convincing the interested person you've directed to them they will find their own zeal coming back to them.
The network marketing business is the best business model imaginable because it relies heavily on team work where everyone needs each other to succeed
Forget the spillover. Don't rely on registering so many for it to spill over into your inactive downlines accounts
It's all about motivating your team mates to be excellent so that while you are resting and relaxing to a nice time alone or with family, they are also teaching others on your team to do the same.
You MUST be a good LEADER
Being a good leader doesn't mean being the strongest, it only means the ability to groom the weakest to be strong
I would like to conclude by saying, visit and encourage your weaker downlines and make sure you build a strong network
Thursday, 2 June 2016
DO YOU WANT TO BE RICH?
CHANGE WITH THE TIMES
“The times are rapidly changing and if you want to be rich your approach to money and investing has to change too” R.Kiyosaki
Briefly, let’s make a Comparison Between the Industrial age and the Informative age:
Industrial-Age Thinking Information-Age Thinking
• Study hard, and find a safe, secure job. • Study hard, but also become financially literate.
• Get a job, and save money. • Create assets on your own.
• tensioner and Social Security will protect you in retirement. • Your pension and Social Security will not support you in retirement.
• Your income will go down when you retire. • Your income should increase as you age.
• Diversify your investments. • Concentrate your investments.
• Blue-chip stocks and mutual funds are safe investments. • Blue-chip stocks and mutual funds will not protect you if there is a stock market crash.
• Put your investments in the hands of someone else. • Watch your investments, but seek competent advisors.
“People get old and obsolete because they cling to old ideas. Rich dad used to say, “ R.Kiyosaki
You want to be rich
It’s time to make a change
The fact that you are online searching for how to make money on line is the right step in the direction of the Information age
The information age we belong to has it all
It’s called the information age because of the use of the Internet
With the use of the Internet you have loaded information in your hands 24/7
Hi
No doubt
You have uncountable shiny objects online
All in the name of making money online
Don’t let that discourage you.
Regardless of what did or didn’t happen in the past.
when you’re ready to make big changes
amazing things can happen in a short time.
Many great fortunes have been built by determined people
who started out later in life, even people who were in considerable debt.
Look at Colonel Sanders. He was 66 and broke when he started KFC (Kentucky Fried Chicken).
No matter what stage of life a person is in, if the desire to change is there, change is possible.
Self Change is the Basic Philosophy of Financial education
In my last blog post I stated that self change means an over haul of NegTive. Thoughts
Fill your mind with Positive thoughts always
See Money as an idea according to R. Kiyosaki
You can take this idea and make it cash flow
This approach is empowering because you know that when you see that little trickle begin, eventually it’ll become a tidal wave. (Riches)
Wednesday, 1 June 2016
FINANCIAL FREEDOM
FINANCIAL FREEDOM
THIS BASED ON
THE COACHINGS OF THE WORLD RENOWED
FINANCIAL COACH & AUTHORITY
ROBERT KIYOSAKI
PLEASE READ
IMPLEMENT
AND
SHARE
Don’t forget to leave your Comments
“All of us have the power
of choice. I choose to be rich,
and I make that choice every day.”Robert Kiyosaki
But before you change your life, you need to change your mind.
Thoughts and affirmations shape your financial freedom
If you seek financial freedom self-awareness is very important
Thoughts
“Money is just an idea.” Robert Kiyosaki
Listen to the thoughts that come from your soul. Are they negative?
You’ll never embark on the road to riches if you let such thoughts constrain you.
“There is nothing more powerful than an idea whose time has come, and there is nothing more vulnerable than someone who is still thinking old idea” Robert Kiyosaki
People will conjure up any number of excuses not to choose wealth, excuses that say more about their inner thoughts than about the difficulty of achieving wealth.
Negative thoughts deter you from the path of financial freedom
Take a look at these excuses, and see if any sound familiar:
“I can’t give up a regular paycheck.”
“Invest? You want me to lose all my money, don’t you?”
“I don’t have any money to invest.”
“I tried that before. It’ll never work.”
“I don’t need to know how to read financial statements. I can get by.”
“I’m not smart enough.”
“My husband would never go for it.”
“My wife would never understand.”
“What would my friends say?”
“I’m young. I’ve still got time.”
“It’s too late for me.
“You can’t do that.”
© 2009
Tuesday, 31 May 2016
MAKING MONEY ONLINE-SELFCHANGE IL
For the next few week’s I want to
share w
ith you Teachings of the World Renowned Financial Education Coach – Robert Kiyosaki
I hope you will benefit from his teachings. Please read & implement as you read, that’s the only way you can benefit.
Please do leave your Comments and feel free to share
Read on
Change Your Mind, Change Your Life
A New Age
In a broader sense, it’s important to know where you are in history and in the world at large. Christopher Columbus’s voyage of 1492 eventually led to the start of the Industrial Age, a momentous historical shift. At the height of the Industrial Age it was people like Henry Ford and Thomas Edison who became millionaires. I believe that the fall of the Berlin Wall in 1989, some 500 years after Columbus set sail, marked the end of that great age and the beginning of another equally dynamic one: the Information Age. Generations from now, people will look back and remark what a thrilling, tumultuous era this must have been. Computer-industry figures such as Bill Gates, Steve Jobs, Mark Zuckerberg, and Michael Dell are the magnates who typify this new age. It took Henry Ford twenty-three years to become a billionaire during the Industrial Age; it only took Michael Dell three years to become a billionaire during the Information Age—and he started his business part-time.
These are heady times, and frightening for some. The economy’s speedy adaptation to the demands of the Information Age has threatened the financial security of millions of people whose jobs have become obsolete or moved elsewhere. Take a look at the difference, for example, between an Industrial-Age pension plan and an Information-Age retirement plan. In the Industrial Age, companies would employ people for life and give them pensions once their working days were over. Today, companies aren’t giving out pension plans the way they used to. And people are retiring earlier and living longer lives. The rules have changed. Retirees need more financial security and thus more sophisticated ways of building assets than were offered by the pension plans of the Industrial Age. Unfortunately, most people, those who can least afford to keep their heads stuck in the sand, are acting as if the rules haven’t changed.
Take Note
Today, retirees need more financial resources at retirement and more sophisticated ways of building assets than were offered by the pension plans of the Industrial Age.
The 90/10 Rule
Throughout history, 90 percent of the money has been made by 10 percent of the people. For instance, 10 percent of the athletes make 90 percent of the money made by all athletes. This is one of the rules of money that rich dad taught me. One reason the 90/10 rule has applied is that 90 percent of the people choose comfort and security over being rich. Most of these people do not realize they could choose to be rich.
While the 90/10 rule still holds, it’s being challenged by the changing circumstances that the Information Age introduced. Thanks to the electronic revolution, it is now possible for more and more people to gain access to the world of wealth, for wealth now resides in information that flies over the airwaves and computer networks. Information is not restricted to the few, as land and resources were in past ages.
The Internet epitomizes this new avenue toward wealth, for it enables the masses to gather information and interact with one another in almost complete freedom. Today it’s possible for people to take their ideas and build products or services around them. Network marketing, the selling of consumer goods, investing, publishing are only a handful of the thousands of online activities that have been launched by aspiring entrepreneurs and savvy investors.
The pressure of the information age is going to shatter the old 90/10 rule. It has never been easier to choose to be rich.
Take Note
The times are rapidly changing, and if you want to be rich, your approach to money and investing has to change too.
share w
ith you Teachings of the World Renowned Financial Education Coach – Robert Kiyosaki
I hope you will benefit from his teachings. Please read & implement as you read, that’s the only way you can benefit.
Please do leave your Comments and feel free to share
Read on
Change Your Mind, Change Your Life
A New Age
In a broader sense, it’s important to know where you are in history and in the world at large. Christopher Columbus’s voyage of 1492 eventually led to the start of the Industrial Age, a momentous historical shift. At the height of the Industrial Age it was people like Henry Ford and Thomas Edison who became millionaires. I believe that the fall of the Berlin Wall in 1989, some 500 years after Columbus set sail, marked the end of that great age and the beginning of another equally dynamic one: the Information Age. Generations from now, people will look back and remark what a thrilling, tumultuous era this must have been. Computer-industry figures such as Bill Gates, Steve Jobs, Mark Zuckerberg, and Michael Dell are the magnates who typify this new age. It took Henry Ford twenty-three years to become a billionaire during the Industrial Age; it only took Michael Dell three years to become a billionaire during the Information Age—and he started his business part-time.
These are heady times, and frightening for some. The economy’s speedy adaptation to the demands of the Information Age has threatened the financial security of millions of people whose jobs have become obsolete or moved elsewhere. Take a look at the difference, for example, between an Industrial-Age pension plan and an Information-Age retirement plan. In the Industrial Age, companies would employ people for life and give them pensions once their working days were over. Today, companies aren’t giving out pension plans the way they used to. And people are retiring earlier and living longer lives. The rules have changed. Retirees need more financial security and thus more sophisticated ways of building assets than were offered by the pension plans of the Industrial Age. Unfortunately, most people, those who can least afford to keep their heads stuck in the sand, are acting as if the rules haven’t changed.
Take Note
Today, retirees need more financial resources at retirement and more sophisticated ways of building assets than were offered by the pension plans of the Industrial Age.
The 90/10 Rule
Throughout history, 90 percent of the money has been made by 10 percent of the people. For instance, 10 percent of the athletes make 90 percent of the money made by all athletes. This is one of the rules of money that rich dad taught me. One reason the 90/10 rule has applied is that 90 percent of the people choose comfort and security over being rich. Most of these people do not realize they could choose to be rich.
While the 90/10 rule still holds, it’s being challenged by the changing circumstances that the Information Age introduced. Thanks to the electronic revolution, it is now possible for more and more people to gain access to the world of wealth, for wealth now resides in information that flies over the airwaves and computer networks. Information is not restricted to the few, as land and resources were in past ages.
The Internet epitomizes this new avenue toward wealth, for it enables the masses to gather information and interact with one another in almost complete freedom. Today it’s possible for people to take their ideas and build products or services around them. Network marketing, the selling of consumer goods, investing, publishing are only a handful of the thousands of online activities that have been launched by aspiring entrepreneurs and savvy investors.
The pressure of the information age is going to shatter the old 90/10 rule. It has never been easier to choose to be rich.
Take Note
The times are rapidly changing, and if you want to be rich, your approach to money and investing has to change too.
Wednesday, 25 May 2016
FINANACIAL LITERACY
Financial Literacy
The most frequently financial advice that is being told is to work hard, save money, get out of debt, live below your means, and invest in a well-diversified portfolio of mutual funds. Do our school prepare us to be financially literate ? Our schools do well at teaching reading, writing and arithmetic, but they are horrible at preparing people to work with money. Nearly every person who graduates from school is financially illiterate. Basically, Financial literacy is the ability to understand how money works in the world

Every rich people who are financially free have high level of financial literacy. The good news for you is you don’t need to be super talented to be financially free. To be financially literacy It will take hard work, a lot of study, and trial and error, but the return will be worth it. The key to becoming financially literate is to understand the four foundational principles of financial literacy.
#1 - The Difference Between an Asset and a Liability
Many people misunderstood the definition of an asset. For example, you probably think your house is an asset, but it’s not. The truth is that just as there are two definitions of an asset.
Accountants use definition of asset as economic of resourse that requires lots of financial knowledge to make people and companies feel richer than they really are whether the asset have cash flow value.
The rich use the definition of asset grounded in simplicity and reality. An asset is anything that puts money in your pocket and a liability is anything that takes money out of your pocket.
Your house is not an asset because it takes money out of your pocket each month. Even if you own your house outright, you still have to pay for the taxes, maintenance and more out of your own pocket.
But if you own a rental property, that can be an asset, because it puts money in your pocket each month in the form of cash flow. When your tenant pays rent, they cover your mortgage, maintenance, taxes, and more.
#2 - Using debt and taxes to get richer
Your financial adviser or accountant will tell you that debt is bad and taxes are inevitable. People who are financial literate will understand that both debt and taxes can be used to create immense wealth. There are two kinds debt, bad and good. When your financial adviser tells you to stay out of debt, she means stay out of bad debt. That is good advise but they never tell you what is good debt.
Bad debt comes in the form of borrowing money for liabilities such as using credit cards to buy smart phone or luxury items, which cause your money flowing out of your pocket to pay debt.
What is good debt? Good debt is debt used to purchase assets like rental property. For example, When you use the bank’s money to purchase real estate, you will use less of your own money to pay down payment to secure an asset instead of full price, and your tenant’s rent pays off your debt while you own the asset and pocket the profit for cash flow.
People with high financial literacy understand when it come to taxes that governments give exempted tax codes to encourage specific types of investment. If governments want you to build affordable housing, they give you a tax cut. If they want to encourage oil exploration, they give you a tax cut. If they want to see higher employment, they give you a tax cut. The secret is that most tax benefits are made to help entrepreneurs and investors. With the right financial education, you too can utilise the tax code to not only get richer, but also pay nothing in taxes.
#3 - Cash Flow Versus Capital Gains
Most people invest for capital gains but the rich invest for cash flow. Investing for capital gains is like gambling, you invest your money and hope the price goes up. For instance, many people buy a house hoping they’ll be able to sell it for more money later. In the meantime, they have to pay their mortgage and home expenses. Money goes out of their pocket. It becomes a liability.
The rich invest for cash flow, that it's money flowing into your pocket on a continual basis whether you're working or not. It is your money working for you. And generally, cash-flow investing is based on fundamentals that aren't as susceptible to market swings like capital-gains investments, which means that even in bad times, money still flows into your pockets.
Additionally, cash flow is what is known as passive income, which is the lowest taxed type of income. This is not always the case with capital gains taxes, which vary depending on the type of asset you've invested in and how long you've owned that asset. In some cases, the taxes can be very high. Different investments produce different results. The question is, what results do you want?
#4 - Making your own financial decisions
If you are not financially literate and confident about your knowledge about money, you let others make your financial decisions for you.
You let your financial advisor to decide how and where your money should be invested. They will advise you based on which investment pay them the higher commission. You let your bank to tell you what interest rate is your money worth and you follow whatever investment trend is popular in the news without financial education.
The rich don’t follow the crowds. They set the trends and are gone by the time the trends become popular in the mainstream. What’s their secret? They think for themselves about money and make their own financial decisions because they have a high financial intelligence.
Having great knowledge to act on and great wisdom to know which course of action is the best is the key in building great wealth. By applying yourself to financial education only you can gain this kind of knowledge and wisdom to a high financial intelligence.
The question for you is, are you ready to increase your confidence about money by increasing your financial education? Are you ready to start making your own financial decision?
Extracts taken from Enpowering mind
Sunday, 21 February 2016
My Personal Secret on how I Make $100 a day
Are you a Retiree, Youth corps member(NYSC}, House wife, or Student? Do you desire an income raise even as a paid employee? i know that feeling when you're in debt and you use one "gbese" to cover another....lol.
I am a Networking Marketing expert and i want to share my success secret with you. Are you here in this group and have the following items stated?
1. A BANK ACCOUNT ( Current or Savings)
2. 2 FRIENDS YOU WANT TO HELP
3. N6,600 ($40)?
If you have the above listed items and you want to take a risk like i did to succeed, put you comment across in this group and i will show you how to turn N6,600 to Millions in simple basic steps.
PLEASE NOTE THAT IT IS NETWORKING BUT A SIMPLE ONE TO DO. NO SELLING JUST SERVICES. NO REJECTION, NO FAILURE! NO EXPERIENCE IS NEEDED.
There is an opportunity that empowers you so you can empower others and be happy for the rest of your life. ( Thank me later, but lets be serious first).
If you're not interested, you need not comment at all. INTERESTED PEOPLE ONLY PLEASE!!!.
Do not comment here with your phone number!
While you're reading jokes and wasting your precious data and time on Facebook, some other people are living their lives and dreams. Take heed now, get serious so you can forge ahead. Take this opportunity now!!!
SEND A WHATSAPP TO 09056078276
I am a Networking Marketing expert and i want to share my success secret with you. Are you here in this group and have the following items stated?
1. A BANK ACCOUNT ( Current or Savings)
2. 2 FRIENDS YOU WANT TO HELP
3. N6,600 ($40)?
If you have the above listed items and you want to take a risk like i did to succeed, put you comment across in this group and i will show you how to turn N6,600 to Millions in simple basic steps.
PLEASE NOTE THAT IT IS NETWORKING BUT A SIMPLE ONE TO DO. NO SELLING JUST SERVICES. NO REJECTION, NO FAILURE! NO EXPERIENCE IS NEEDED.
There is an opportunity that empowers you so you can empower others and be happy for the rest of your life. ( Thank me later, but lets be serious first).
If you're not interested, you need not comment at all. INTERESTED PEOPLE ONLY PLEASE!!!.
Do not comment here with your phone number!
While you're reading jokes and wasting your precious data and time on Facebook, some other people are living their lives and dreams. Take heed now, get serious so you can forge ahead. Take this opportunity now!!!
SEND A WHATSAPP TO 09056078276
Saturday, 20 February 2016
Which way Nigeria?:Let's Help ourselves
Which way Nigeria?:Let's Help ourselves
Are you still having hopes in someone making the difference in your life?
Heaven help those who help themselves
Introducing Helpinghands International
Truely as the name implies
It is an international NGO
Who is very much interested in helping you get financial freedom and leverage.
All you have to do is Partner with this NGO
By making a one time donation of N6,600
And if you have a strong WHY
For me my strong WHY is I want to control my finances and plan my time.
I want to free from the everyday rat race
Do same silly job
Making peanuts
Called government salary
If you need a CHANGE in your life for continuous Good
Only You can make that CHANGE
By investing in systems that are interested in making you achieve your Goals in no time
Ask yourself do you want to keep doing same silly job or Business that keeps you stagnant?
The Choice is yours
If you are interested in a progressive CHANGE controlled by YOU
Come master mind with Millionaires using this business System "Helpinghands International
For more info:Whatsupp: 2349056078276
To a progressive Change
P.S
The first 7 People to make this Donation
Gets a free iPhone
Get on your Whatsupp Now to claim yours
The clock starts NOW
Are you still having hopes in someone making the difference in your life?
Heaven help those who help themselves
Introducing Helpinghands International
Truely as the name implies
It is an international NGO
Who is very much interested in helping you get financial freedom and leverage.
All you have to do is Partner with this NGO
By making a one time donation of N6,600
And if you have a strong WHY
For me my strong WHY is I want to control my finances and plan my time.
I want to free from the everyday rat race
Do same silly job
Making peanuts
Called government salary
If you need a CHANGE in your life for continuous Good
Only You can make that CHANGE
By investing in systems that are interested in making you achieve your Goals in no time
Ask yourself do you want to keep doing same silly job or Business that keeps you stagnant?
The Choice is yours
If you are interested in a progressive CHANGE controlled by YOU
Come master mind with Millionaires using this business System "Helpinghands International
For more info:Whatsupp: 2349056078276
To a progressive Change
P.S
The first 7 People to make this Donation
Gets a free iPhone
Get on your Whatsupp Now to claim yours
The clock starts NOW
Friday, 19 February 2016
Hello
This is to help you if you are interested in making real extra money,
It's a simple system I have been using in 2015 to make extra cash flow
If you want more info on this
You can write your comment below or send me a chat on Whatsupp:2349056078276
Click on my referal link below:
https://merchantshares.com/images/banners/001/160x600.516a10.gif
Cheers
This is to help you if you are interested in making real extra money,
It's a simple system I have been using in 2015 to make extra cash flow
If you want more info on this
You can write your comment below or send me a chat on Whatsupp:2349056078276
Click on my referal link below:
https://merchantshares.com/images/banners/001/160x600.516a10.gif
Cheers
Cash flow:Capital Investment
Robert Kiyosaki says: "If you took all of my money away, I would have it right back. I don't really care about money. I mean I do but why worry about it because I can make my own money all the time."
Most people invest for capital gains but the rich invest for cash flow. Investing for capital gains is like gambling, you invest your money and hope the price goes up. For instance, many people buy a house hoping they’ll be able to sell it for more money later. In the meantime, they have to pay their mortgage and home expenses. Money goes out of their pocket. It becomes a liability.
The rich invest for cash flow, that it's money flowing into your pocket on a continual basis whether you're working or not. It is your money working for you. And generally, cash-flow investing is based on fundamentals that aren't as susceptible to market swings like capital-gains investments, which means that even in bad times, money still flows into your pockets.
Additionally, cash flow is what is known as passive income, which is the lowest taxed type of income. This is not always the case with capital gains taxes, which vary depending on the type of asset you've invested in and how long you've owned that asset. In some cases, the taxes can be very high. Different investments produce different results. The question is, what results do you want?
Please I am interested in your comments
Write your comments
Tuesday, 16 February 2016
Robert Kiyosaki says: "I think it's a tragedy that our schools don't teach kids about money. I think it's a tragedy that it has to come to an emergency before we evolve.

This is what your Decision
Join these happy people today
Join Helping hands International
See for Yourself:



With just N6,600 One time investment
You can have all these and much more
Take that Step
Or
Remain static
Cheers

This is what your Decision
Join these happy people today
Join Helping hands International
See for Yourself:
With just N6,600 One time investment
You can have all these and much more
Take that Step
Or
Remain static
Cheers
Sunday, 14 February 2016
Doctor makes 2.492.900 in 4months!:Want to know HOW?
Doctor makes 2.492.900 in 4months!:Want to know HOW?
Ladies and Gentlemen,
Dr. Itokem will be receiving 10 laptops tomorrow from Helping Hands International 👏👏👏👏👏
That's means 10 of his Accounts are already in Stage 3 (The Hyundai Elantra Stage) 💃💃💃💃
It also means that each of the account has earned over $1026 minimum, total of $10260 = N1,692,900. Plus 10 laptops which goes for N80,000 minimum, amounting to N800,000.👌👌👌👌
Let's add the 2 amounts, N1,692,900 + N800,000 = N2,492,900
( Two million, Four Hundred and Ninety-two thousand, Two Hundred Naira) 😧😧😧😧
Ladies & Gentlemen,this is a minimum of what Dr. Itokem has made in Just 4 months in by being a Member of Helping Hands International. He is still practising his Medical Profession (He is a Medical Doctor in UCTH) and still making money in H2i! 💯✔✔✔
For your information... That's MOST peoples Salary for 3 years! 😏
Partners, let's make the most out of this opportunity. I challenge you today to Partner with this Great NGO now.
Call or chat Me Now: 2349056078276
Wake up now and make that call, your testimony is next!
Always remember, Heaven help those who help themselves God will definitely make a way.
Cheers to your success!
Call PERPETUA Now: 2349056078276
P.S
Want to make it Big in H2i
Make that Call now
And I with my Team will Show You HOW
Ladies and Gentlemen,
Dr. Itokem will be receiving 10 laptops tomorrow from Helping Hands International 👏👏👏👏👏
That's means 10 of his Accounts are already in Stage 3 (The Hyundai Elantra Stage) 💃💃💃💃
It also means that each of the account has earned over $1026 minimum, total of $10260 = N1,692,900. Plus 10 laptops which goes for N80,000 minimum, amounting to N800,000.👌👌👌👌
Let's add the 2 amounts, N1,692,900 + N800,000 = N2,492,900
( Two million, Four Hundred and Ninety-two thousand, Two Hundred Naira) 😧😧😧😧
Ladies & Gentlemen,this is a minimum of what Dr. Itokem has made in Just 4 months in by being a Member of Helping Hands International. He is still practising his Medical Profession (He is a Medical Doctor in UCTH) and still making money in H2i! 💯✔✔✔
For your information... That's MOST peoples Salary for 3 years! 😏
Partners, let's make the most out of this opportunity. I challenge you today to Partner with this Great NGO now.
Call or chat Me Now: 2349056078276
Wake up now and make that call, your testimony is next!
Always remember, Heaven help those who help themselves God will definitely make a way.
Cheers to your success!
Call PERPETUA Now: 2349056078276
P.S
Want to make it Big in H2i
Make that Call now
And I with my Team will Show You HOW
Friday, 12 February 2016
Would You rather build Someone' Els's Dreams?
We all have dreams beginning with our childhood dreams
But the Basic dream of everyone
Is to be self sufficient:
Financially
Because Money is a Servant
To all earthly fulfiments
BUT.......
There is certainly Variations in :
Actualization ie the HOW?
Based on the:
DESIRE
PESISTENCE
RISK LEVEL
Can you Score Yourself based on these 3 Factors
If your score is between 80%-100%
Then you are destined to be rich
For more info
Contact: Whatsupp2349056078276
P.S
Only for 100% Sure
LIVING YOUR DREAMS
All humans have dreams
Right from childhood
Our dreams exist
Our Dreams differ
But
It's Basic END is: Financial fulfilment
Questions?
Are You making your dreams a reality?
What's the level of your Desire?
What's the level of your Pesistence?
What's your Risk level?
Are you open to Positive Changes?
Do you enjoy exploring Better Ways of making Life Better Liv
If your answer is YES
Then lets connect on Whatsupp: 2349056078276
P.S
Only if you are 100% sure
Right from childhood
Our dreams exist
Our Dreams differ
But
It's Basic END is: Financial fulfilment
Questions?
Are You making your dreams a reality?
What's the level of your Desire?
What's the level of your Pesistence?
What's your Risk level?
Are you open to Positive Changes?
Do you enjoy exploring Better Ways of making Life Better Liv
If your answer is YES
Then lets connect on Whatsupp: 2349056078276
P.S
Only if you are 100% sure
Tuesday, 9 February 2016
A Desire!A Reality
A Desire! A Reality
I put in 5 1/2 yrs of my life into one of d commercial banks and never saw d possibility of a brand new car in view
I resigned and have been handling my personal biz, but by my capacity, I am not thinking of a brand new car yet, after about 3yrs.
But guess what, I joined helping hands international in Oct 2015, and 4 months after, a brand new car is waving at me already from a close range.
I will recommend h2i to any serious biz man anytime, any day.
The Returns on investment is just awesome.
D journey so far: When I was in d bank, my manager used to exhort us Eat Banking, Talk Banking, Sleep Banking. Now days I sleep and dream of ow my matrix is building.
Therefore I can now modify; Eat h2i, Talk h2i, Sleep h2i. And u will just wake up, find out u are already a winner.
A Testimonial of a member of H2i(VIP Team)
Take Action NOW!
Good Morning to you. Trust your night was great as mine .
One of the reasons why I joined helping hands international is the same reason people are complaining.......SALARY HAVE NOT BEEN PAID.......I DON'T HAVE ANY JOB.. .. RESPONSIBILITIES ARE SO MUCH ON ME
Sincerely, nothing works when you keep wishing until you start acting.
Think of securing a financial future with #6600 that could be used to buy drinks, weavon, hang out with friends , or even buy clothes and shoes. In every success story, you will find someone who has made a courageous decision. TAKE ACTION TO IMPROVE YOUR FINANCES.ITS UP TO YOU
ENJOY your Day WELL
Mrs PERPETUA ACHIKEH
H2i GlobalVIPs Team
Interested in Connecting with my Team: We SHOW YOU how?
Let's chat on WhatsuppNOW:2349056078276
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